ACI was founded in Little Rock in 1985 to improve housing opportunities in low- to moderate-income neighborhoods in Little Rock. During the 1990s the organization partnered with HUD to provide information to the public about the Fair Housing Act and how to use the law to improve the quality of housing for minorities and other protected classes.
In the early 2000s, ACI conducted educational research which aided in the win of fair housing and predatory laws in Arkansas as well as a consent decree with the City of Maumelle that allowed developers to build low-income housing for community residents. We have provided extensive outreach and education to hundreds of families about home ownership through our first time homebuyers program; Over the last fifteen years, ACHC/ACI has compiled and released several reports concerning the Community Reinvestment Act and predatory lending in the home mortgage industry.
ACI has carried out several successful contracts with HUD, the City of Little Rock, City of Pine Bluff and the Federal Home Loan Bank of Dallas. We work closely with Iberia Bank, Region’s bank and other lending institutions.
This year our organization has expanded its counseling program to help low- to moderate-income people improve their credit scores to qualify for all types of lending. We have launched a project to educate the community about the Earned Income Tax Credit (EITC) and to help people receive the EITC without paying tax preparation fees.